PHOTOGRAPHER

Photographer Professional Liability

Photography Insurance is a division of Holman Insurance Brokers Ltd. established in 1981. Our insurance program is uniquely designed for Professional Photographers and Videographers who are based in Canada. Policies can be customized to suit your specific needs. Annual Camera equipment package policies start at $1,050.00 a year including commercial general liability.

Who we cover:

Professional photographers
Wedding photographers
Fashion and Glamour photographers
Architectural photographers
Industrial photographers
Commercial photographers
Special event photographers
Sports photographers
Camera, videographers, steadicam operators
Cinematographers
Documentary Photographers
Educational Photographers
Landscape Photographers
Nature Photographers
Wildlife Photographers
Corporate Event photographers
Freelance Investigative photographers
Media and Graphic artists
Illustrators
Photoshop specialists
Members of CAPIC, AIPS, CICA, CARFAC

We also cover illustrators, web designers and digital media professionals

Who we do not cover:

i) Amateur or Non-professionals
ii) photographers who wish to purchase short term policies
ii) non-Canadian residents 
iv) those who wish to purchase exclusively out of country coverage

 

What is covered: 
Comprehensive insurance policy designed to protect each Professional Photographer and Illustrator from a wide array of loss exposures common to the industry Including:

      • Canada only, (USA or World wide territorial limits available with limitations)  
      • Camera equipment  
      • Studio Equipment and computers  
      • Accidental Breakage   
      • Theft  
      • Negatives and Artwork 
      • Rental Equipment 
      • Property Away from Premises and in Transit 
      • Business Interruption – ALS 
      • Commercial General Liability

Note on Equipment to be insured: Remember it is not just the camera body and lens, but filters, tripods, lighting, bags and all manner of other accessories that you will want to be covered by your insurance, so make sure everything you need covered is listed.

We require a specific list of the items that you wish to insure along with the serial number, purchase price and date of purchase.
Our policy offers:

      • Accidental loss or Damage cover 
      • Theft cover 
      • Rental coverage cover following a claim 
      • All equipment covered including computers and studio 
      • Competitive rates
We know that many professional photographers will go to great extremes to achieve that one spectacular image and, whilst the camera is the photographers best friend, we come a very close second with our specialist cover that will support any loss or damage caused in pursuit of that perfect result.
* All applications subject to acceptance by the Underwriter. Typical exclusions are water borne activities, airborne activities and stunts. These can be covered however additional charge applies and will be considered on a case by case basis.

 

Get a Quote online   —–>          

 

Program Disclosure

Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 2 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.