Architects & Engineers

Holman Insurance Brokers Ltd. specializes in professional liability for Architects and Engineers. We represent all insurers writing this class of insurance.  Our program for architects and engineers protects firms offering architectural, engineering, structural, environmental, land surveying or landscape architectural services against claims or allegations of professional negligence on the part of the business owner or the firm’s employees.
 
Eligibility
Our policy is available for firms providing professional services, including architectural, engineering, land surveying, project management and landscape architectural services.
 
Coverage Details
 

• Policy Form – The insurance is written on a claims-made basis with full coverage for prior acts
• Policy Period – Annual and multi-year policies
• Capacity – Limits up to $50,000,000
• Territory – Services rendered and claims made anywhere in the world
• Policy Features
• First dollar defence coverage (deductible does not apply to defence costs)
• Full retroactive coverage
• Split damages deductible
• Broad definition of named insured (including contract employees and employees on loan from other firms)
• Broad definition of professional services
• Design-build coverage
• Equity interest coverage where the insured’s interest does not exceed 10%
• Joint ventures with other design professionals
• Disciplinary coverage
• Pollution liability coverage
• Occupational Health and Safety Act defence coverage 
• Loss of documents coverage 
• Difference in limits and conditions coverage for separately insured projects
• Non-cancellable coverage
• Defence assistance reimbursement

 
Also available:

• Breach of confidentiality coverage
• Libel and slander coverage

Additional Coverages Available

• Employment practices wrongful act liability coverage endorsement available for firms of any size
• Directors and officers non-profit extension
• Retirement program for sole practitioners of design firms

 
We are also able to insure

• Certified Engineer Technicians
• Design manufacturing/Fabrication
• Environmental Consultants
• Single project available
• Design Build
• Construction contractors
• Construction Managers
• Project Managers
• Land Surveyors
• Management consultants
• Acoustical Engineering
• Chemical Engineering
• Electrical Engineering
• Environmental Engineering
• Forensic Engineering
• Geophysicists
• Hydrogeologists
• Geotechnical
• Health & Safety Consulting
• Industrial Process Oil & Gas
• Industrial Process Pulp & Paper
• Laboratory/Material Testing
• Nuclear Engineering
• Structural Engineering