Our policies provide Comprehensive coverage on one policy for:

Professional Liability (Negligence)
General Liability to Third Parties
Libel & Slander
Infringement of Copyright
Unintentional Breach of Confidentiality
Unintentional failure to refer to Healthcare Service Provider $250,000
Sexual Harassment / Abuse $100,000
Products Liability including Remedies $100,000
Loss of Documents $250,000
PIPEDA Breach $25,000 / $50,000 
Rescuers & Good Samaritan coverage included
Full retro coverage for previously insured services
Multi therapy coverage available many at no additional charge
Teaching and Student coverage available
Coverage for Animals is available for all therapies

We provide Therapist Professional Liability insurance at the most reasonable prices in Canada without having to pay broker fees, service fees or joining another association just to purchase their group policy. All policies are individual, premiums are annual and 100% retained. Policy is subject to a $1,000 Deductible (except some regulated sectors where deductible is NIL).

OUR POLICIES ARE INDIVIDUAL ANNUAL POLICIES (12 MONTHS) AND NOT PRO-RATED OR FOR SHORT TERMS.

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