Our policies provide Comprehensive coverage on one policy for:

Professional Liability (Negligence)
General Liability to Third Parties
Libel & Slander
Infringement of Copyright
Unintentional Breach of Confidentiality
Unintentional failure to refer to Healthcare Service Provider $250,000
Sexual Harassment / Abuse $100,000
Products Liability including Remedies $100,000
Loss of Documents $250,000
PIPEDA Breach $25,000 / $50,000 
Rescuers & Good Samaritan coverage included
Full retro coverage for previously insured services
Multi therapy coverage available many at no additional charge
Teaching and Student coverage available
Coverage for Animals is available for all therapies

Coverage Highlights

• Coverage is available on a Per Event basis or Annual Coverage Available
• Designed for individuals or groups that are hired to perform at an event.  
• Many venues/show hosts now require each party involved in the event to carry their own liability coverage, including performers. 
• General Liability and Property coverage for many types of performers such as musicians, singers, dancers, DJs, actors, buskers, street performers, karaoke operators, rock/pop bands and much more.
• Coverage is not available for any events or performances in nightclubs.

 
It is a requirement the event host must already carry liability insurance for the event itself. 
If the Insured is organizing the event (renting the space, selling tickets, etc.) they must purchase which can we also provide if you click here —>  Special Events Liability application.
 
Limits of Liability available up to $5,000,000 with a $1,000 deductible. 
Policy package also includes up to $25,000 of property coverage for equipment, instrument, plus Rental Reimbursement, If you have equipment that lost or damaged and you must rent replacements for the venue, the policy will reimburse you for the expense (some restrictions apply).

Property must be stored at a location with locked doors or a working alarm or 24-hour security when not in use.
 
Special Note:
PLEASE REVIEW YOUR CONTRACT WITH THE SHOW ORGANIZER OR VENUE PRIOR TO SUBMITTING YOUR APPLICATION AS ANY CHANGES AFTER POLICY ISSUANCE WILL BE SUBJECT TO Additional fee $25 fee AND / OR Additional Premium charge..

OUR POLICIES ARE INDIVIDUAL ANNUAL POLICIES (12 MONTHS) AND NOT PRO-RATED OR FOR SHORT TERMS.

APPLY FOR COVERAGE