Holman Insurance Brokers Ltd. specializes in Professional Liability and Errors & Omissions Insurance for Therapy practitioners, both regulated and unregulated. These included Complimentary Health professionals, Health Care professionals, Preventative Health professionals, Holistic Practitioners and Fitness professionals. We have been a trusted Insurance provider and risk manager for over 40 years. In addition, we provide world-class specialized medical professional liability insurance and superior service.
Coverage is exclusively available only through Holman Insurance Brokers Ltd. and is effected with certain Underwriters at Lloyd’s, London.
Limits available up to $5,000,000 Per claim / $10,000,000 annual aggregate all claims
Broad Professional Services definition that covers you anywhere in Canada including work at clinics, at your home, client home visits and even online services.
Our policies provides Comprehensive coverage on one policy for:
Professional Liability (Negligence)
General Liability to Third Parties
Libel & Slander
Infringement of Copyright
Unintentional Breach of Confidentiality
Unintentional failure to refer to Healthcare Service Provider $250,000
Sexual Harassment / Abuse $100,000
Products Liability including Remedies $100,000
Loss of Documents $250,000
PIPEDA Breach $25,000 / $50,000
Rescuers & Good Samaritan coverage included
Full retro coverage for previously insured services
Multi therapy coverage available many at no additional charge
Teaching and Student coverage available
Coverage for Animals is available for all therapies
We provide Therapist Professional Liability insurance at the most reasonable prices in Canada without having to join another association just to purchase their group policy. All policies are individual, premiums are annual and 100% retained. Policy is subject to a $1,000 Deductible (except some regulated sectors where deductible is NIL).
OUR POLICIES ARE INDIVIDUAL ANNUAL POLICIES (12 MONTHS) AND NOT PRO-RATED OR FOR SHORT TERMS
Program Disclosure
Coverage under this program is administered by Holman Insurance Brokers Ltd. We have engaged in a marketing process to offer a competitive product on a group basis with insurers but we have not acted as a broker for any individual customer. If for any reason, you, the customer are not satisfied, you may request a full refund within 14 days of purchase (provided you have not made a claim against the policy). Should your application not be accepted for whatever reason by the insurer, the information may be used by Holman to seek an alternative insurer if available.